We may mention or include reviews of their products, at times, but it does not affect our recommendations, which are completely based on the research and work of our editorial team. J.P. Morgan Chase and its affiliates do not allow access to its sites from locations, countries, or territories that are the subject of U.S. economic sanctions. If youre not sure, ask your card issuer for help. Can I deposit my friends check into my Chase account? First they lied and said new UCC (legal) requirement. Do we both need to endorse the check or can just one of us do it? How to Endorse a Check. Keep us tuned in if you can -- any resolution to your situation could help others in the same predicament.
,The problem with attorney's is most will DEFEND the "crook", I need a Prosecuting attorney. ), TD Bank(If it is a tax refund check, all payees must also be joint owners of the TD Bank account. We both then physically appeared, and showed valid photo IDs
We were told we had to open joint account (is this the Wells Fargo scam, lets create as many accounts as possible so we can trick shareholders into thinking we are growing? what can that person whose name was also on the check do?
,Ok so apparently a Walmart employee at the Walmart were I purchased my money gram money order deposited the money order that was sold to me to there bank act mobile blank to Wells Fargo so wen I wrote the money order out to myself n tried to cash the money order it bounced in my act and I had to jump thru months of runaround from moneygram to get proff the money order wasn't cashed by me n the directed me bk to wells fargo I fussed with them because I thoygh they told me they didn't collect the funds and wen I went to wells fargo about it the banker told me it was cashed blank as a mobile deposit the day I purchased it n they told me to report it with Walmart now I feel the bank is responsible for this fraud because there was no signature no person name or address it was blank as a mobile deposit that is a big issue about them letting ppl get away with committing fraud with they bank because no other institution would cash a blank money order am I correct
,My husband is in jail and has been since may of 2020 our stimulus check was deposited in his account but it also has my name on the check as well as his the bank is refusing to return the check to the irs and won't give me access to the money even though it has my name on it as will is this legal it isn't a joint account are they allowed to keep the check
,Hello my wifes economic stimulus check was sent to our home address but shes incarcerated in another state and we dont have any accounts with her name on it .I guess the check is worthless and I cannot do anything with it.I have contacted everywhere I could to get a place to cash or deposit it and my own bank I have had for over 20 years will not touch it unless shes with me to deposite it or open an account iam at a loss of what to do .I even tried to get her name on my account and again she has to be physically there to do so.and they told me even if we had a joint account she still needs to be physically there .They told me it's a crime for me to sign a stimulus check because Gov checks cannot be signed over to anyone .I cant do online because I dont have any of her ids here with me If anyone can be of help please let me know my email address trish591238@gmail.com
,On a three payout check what happen if one payee refuse to sign unless he is pay his portion by other means?
,Just went to bank of America to deposit a check into my wife's checking account. Write "For Deposit Only" on one line. The reasoning behind endorsing a check is to restrict what other people can do with the check. When I find myself writing phrases like "probably don't matter much" and "I would still think", I stop, because it cues me that I don't actually know the answer. It is important to write the name of the person you are signing the check for in the endorsement area under your signature. If you are faced with this dilemma, see what hurdles you have to jump through and what you can do to properly deposit your money. Endorse/sign the check on the back of the check. With no explanation why. Tia
,I had min and my wife's income check come in I signed her name like I always have because she works late and can't usually get buy the bank before they close well the bank cashed the check I gave her ,her half and we have been split for a couple of months now but now she comes back saying if I don't give her another 2000 cash she's going to say I forged her signature what should I do? (Finally Explained!). The best answers are voted up and rise to the top, Not the answer you're looking for? I decided to take it back and just hold it until I open my new bank account with my local bank. Of course there will be strict adherence to the negotiable item when it comes to situations where multiple payees are to be paid the funds. Write the account number on another line. I've never had this problem before with cashing a check.
,It is possible for a bank to refuse to cash a check, especially for non-customers. View our list of partners. Though I will say tax refund checks may be different. . And if you have a check scanner the limits assets for 250,000 daily and 500,000 in a . If it's later than the current date, then it's a postdated check. Wells Fargo endorsed the check and sent it back to me. ?
,My ex is telling me to endorse the check and send it back to him and he will deposit it (he already signed) I told him you can't, I have tried twice at different branches and now I understand. Sounds like this is something to take up with the property management office.
,Party B can take legal action to retrieve the portion of the check that belongs to him or her.
,My finance and I decided to go our separate ways. I received a settlement check from my student loan company that was issued by Chase bank. Any advise would be greatly appreciated. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Your case would certainly help folks in a similar situation (or those considering an account with the bank).
,There must be a claim administrator for the class action lawsuit. Thanks.
, Figure Out How Much Auto Coverage You Need, Collision vs. Comprehensive Coverage Options, Ways to Lock in Lower Homeowners Insurance Premiums, How to Choose the Right Life Insurance Policy, Compare the Different Types of Health Insurance Plans, If a check was written as payable to John, If the wording is ambiguous as to whom the check is written, any one of the payees can deposit the check. Some lenders, for example, take a different approach to claims that exceed or fall below a certain dollar threshold. What type of check did you think the article was talking about?" Instead of a signature, write for deposit only on the back of the check. I have never been contacted again and I get a bank statement every month saying I have 1800. Obviously we can't go to a bank together because he no longer lives in the state and the payer of the check won't issue one in just my name and they aren't willing to change the check to have the word "and" to "or". My brother that forged the check was charged and convicted of the forgery,How can Jeff watch his mouth? 3. What if you and your ex spouse both receive a check and your ex spouse presents it for deposit in an account only that person has control over? If you have a checking account with a bank, you may be able to deposit checks directly into that account. It may clear, or they (either bank) may call you. Im not sure what to do. I had moved out but a lot of the items were mine. )
We refused. Made out to me and auto body shop. Generally, the payer notes "payable to" or "pay to the order of" and your name on the back of the check. If its an international transfer, the checks may take up to three business days to clear. A bank sets its own policy whether to accept or reject third-party checks and is not legally required to accept them. what if one of us had died? My sister ended up getting pregnant and couldn't afford to pay her part of the rent so we paid it for her as a loan. Essentially, if it isnt clear, it follows the same rule as if the check is written to John or Jane. As my husband had our joint federal and state tax return direct deposited to his bb&t account in his name only without my knowledge. Some steps to deposit an online check may include: Sign into your selected banking mobile app Tap "Deposit checks" and choose the account where you want your deposit to go Enter the deposit amount Tap "Front" and take a photo of the front of the check Endorse your check, then tap "Next" Take a photo of the back of the check The teller did warn me that she should have been the bottom signature on the endorsement . that sounded to stupid.. she said the bank could kick the check back for 3 years.
,my ex husband received multiple check with his name and mine but it said and or he had the corresponding address changed to his received all 4 checks cashed them and kept the money. Is it OK to ask the professor I am applying to for a recommendation letter? I recently did this and didnt touch the money but they said my acct was a risk and my checks were no good anymore but still my bank acct says 1800 and says i cant touch it. When you notify us, we will restrict access to TD Mobile Deposit. The amount was a total of $ 125.000.00
,I am having a very hard time figuring out how to deposit a 2 party check into my account.
I am not there customer and have no signature on file. She looked up my account and sure enough I did. (Explanation Revealed! I am in discussion with my loan company to see how we can change the process moving forward, but they have not demonstrated a willingness to change their protocols in the past.
I received a check from a class action lawsuit and it's made out to me AND my ex husband..we split in 2009 & haven't had any contact since then, how can I cash it? Who would get into trouble? According to BB&T, the branch can make its own decision. MyBankTracker has partnered with CardRatings for our coverage of credit card products. Another option you could look into would be small claims court.
,Under the ambiguity rule, she could have deposited the check into her personal account.
Your case is a legal matter where you should speak with a lawyer to claim part of the funds that were paid to your ex-wife.
,Under the ambiguity rule, you should be able to deposit the check under your own account.
,At this point, the best course of action may be to seek legal advice on how you can reclaim the portion of the funds that belonged to you.
,Have you tried having the contractor go with you to your bank branch to deposit the check through a teller? Is this right? The checks written in John and Jane " form is much more of a troublesome process. When she wrote a check and forgot top sign it, it made it through the first bank, but the bank the check was written from called me. How do I endorse a third party check Chase? I don't have a # of the issuer to callHELP!
,Simon, I bank with BB&T and no longer have a joint account with my now ex spouse. Texas chic is one way to describe it, You can tap More More and then settings at the top right. Well, we just got the security deposit check back that addressed all of our names, no "and/or" on the check, just commas. "A" forged "B's" name on check then mobile deposited the check into "A's" LLC business account. And should the Bank be responsible for return of money?
,If "and" or "or" is not printed on the payable line of the checks, according to the rules, any one of you should be able to deposit into your account as long as everyone endorses the check. So I'm open for suggestions - from anyone out there reading this.
,I just found out that my ex got a check for over 12,000 for a claim he filed on a burglary of our house. The last two times we've had tax refund checks, I had my husband endorse, then I went to US Bank and deposited it into his account and did my endorsement in front of the teller. By giving that information out especially out of the country it opens more windows for potential fraud. I fought to get it back and finally won. There is a chance that they won't catch in which case it would just be deposited into your account like any other check. Would the bank ask her to have me present with ID. He says that in his experience, banks do not accept these 2 party checks very easily (we have 2 different banks). The transfer of ownership for the bank is endorsed by this. or "Chase"). They refused to cash the check. His nose may be in the way!
,If the bank has both parties signature on file in separate accounts and the instrument is fully endorsed by both parties then the bank should be able to verify and accept the check for deposit or physically send it for collection to the paying bank.
,A check is a legal document akin to a contract that gives very specific instructions about how funds are to be used and transferred. Endorsement cancelledis not the same as a stop payment. Even beyond that, TD waives fees, regardless of . I haven't ruled out going after the bank since they are in violation of their own protocol. In any event, there are payees listed somewhere so that the bank knows the check is going in the right account (the one belonging to the payee or payees). My wife does all of that. For example, a woman who filed a restraining order against her ex-husband receives a check payable to both herself and her ex. is there a way to claim damages, to me by her refusal to allow me to use any money by refusing to sign?
,I have a check with my name on it then a : then my ex roommates name. To subscribe to this RSS feed, copy and paste this URL into your RSS reader. An adverb which means "doing without understanding". If you dont have a bank account, check with your credit card company to see if you can use a debit card to make a deposit. Chase Bank refused to reimburse me after a check was stolen from the person I wrote it to. Commercial Banking provides businesses with annual revenues ranging from $20 million to more than $2 billion with a range of domestic and international solutions including investment banking and asset management - designed to help you achieve your business goals. Monday, Tuesday, Wednesday, Thursday, Friday, Saturday, Sunday. The house was in both names. The first thing I did was ask them if I had a signature card on file. How can I cash a check thats not in my name? They sent the refund check k to her house and she deposited it without my signature and refuses to give me the money even though the payment was made through my bank account without her name what can ido
,I had a stimulus check I wasn't able to cash because of the last name being different so my friend took a picture of the check we waited 5 days an her bank didn't approve it so she cancelled it an I took the check to a easy check cash place well I didn't no my friends bank had held the money because a red flag came up now her bank won't let go of the funds an I owe that check place 1400 what can I do??? Best for businesses that receive greater than 40 checks a month Or for businesses that get many checks at once So if you have this situation, just keep going into different BB&T branches. She says it wasn't but I have the proof and she and the bank will not work with me to get this crap correct. If you believe you have received this message in error, please contact your client service representative. Dont try to get tricky and deposit these checks via the ATM because it will get flagged and you could get hit with a returned deposit item fee (which costs an average of $12.85 at the top 10 banks. The lady I had spoke too said did I know the ppl on the checks, DUH, and that she would need everyone of their phone numbers which I didnt feel comfortable doing until I asked them, then she said the checks would have to be sent back, umm they were mobile checks. SO the checks are good and they are keeping my money? I used money to pay bills, then I got a call from the body shop that said insurance sent me a 2 party check by accident, this wss the check I didn't notice it had another player and the bank let it go thru. Two-party checks are made out to "Party A and Party B" or "Party A or Party B." Note that there is a major difference between the two. You can check the status of your Chase account by going to My Chase and clicking on the Account Status link at the top of the page. However, before our divorce (and settlement agreement was in place) he deposited/cashed a two party check (made out to he and myself) from an insurance company, which I was not present when he did this and he endorsed my name (forgery) in order to cash. They view it as possible fraud and forcing a spouce against their will. The most problematic situation I've heard about is when the other payee(s) cannot visit a branch to verify the check endorsements. First, find the endorsement area on the back of the check. The teller said it was so it can be cleared. Good to see that U.S. Bank used to verification protocol.
,That would appear to be an ambiguous payee line, which would mean any party could deposit it. (Explanation Inside! If youre going to use a credit card, you need to be able to prove that you own the card, . Site design / logo 2023 Stack Exchange Inc; user contributions licensed under CC BY-SA. ), How To Clean Rose Gold Jewelry? After that, you have to sign underneath his or her signature to deposit it in your bank account. Step 6: View deposit history. ?
,.Do you have some sort of law to back this up? Is it possible to deposit or cash this check? There's usually another line that says, "Do not write, stamp, or sign below this line.". You may be able to do this if your card is linked to your checking account, but you may have to pay a fee for doing so. Am I able to deposit it? how many british football teams begin and end in the same letter? So, check your check to make sure! In the event that the check goes through successfully, the second party can take legal action to retrieve the portion of the funds that belong to them.
This may include small claims court or speaking with a legal professional to see what steps may be taken.
,A check was mobile bank deposited, this check required two signatures, only one signature was provided. Next day I had problems logging into my account online come to find out they froze my account. Stack Exchange network consists of 181 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers. They sent the money for the child tax credit into my bank account automatically last month I don't understand why they sent a check this month however I did fix that issue already is there anything that's quicker because right now it could take up to six to eight weeks for Social Security ministration to send my husband a new card please help thanks
,My wife signs her check over to me we decided to deposit it in my account it Wells Fargo upon depositing the check that we both signed she wrote paid to the order of and my name the lady says she has to have two sorts of ID but if she has two sets ID she could open an account all right but I said the check should be deposited in my account because it was half my money but she went and had a deposit in her own account but she just made but they deny her a checking account a week later to get a letter in the mail and what happens to the 5,500 check that was deposited in both our names she's currently in Mississippi and I'm in Texas but we deposited the check in Mississippi together but where's my half I can't access it I can't do nothing I don't understand what are they going to do with the check if they're not going to cash it and they do cash it they're not going to give me no money it was half mine
,I made my last payment right before I refinance my car so I could get my ex girlfriend off the car.
chase bank check endorsement policy
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